The Best Life Insurance Agents in Phoenix
Life Insurance is a complex and confusing product that is essential for a well rounded financial plan. No one wants to leave their children, parents, spouses, or business blind sided from the unexpected costs of your death. Having the best life insurance policy to fit your needs should be high on your list of priorities.
If you need help from our team of experienced life insurance agents in Phoenix, consult with the qualified team at Phoenix Life Insurance to help guide you in the right direction and find the coverage you need.
Learn About Life Insurance
At Phoenix Life Insurance, our top priority is providing an informative and friendly environment so that you can learn about the variety of policies we provide without being pressured into buying something you’re not entirely sure of.
Our insurance agents in Phoenix take the time to explain all of your options carefully, so that you can determine if this is the right option for you. We seek to meet your life insurance needs, and we can educate you on the wide range of policies to consider that will help you and your beneficiaries.
Types of Life Insurance Policies
Term Life Insurance
At Phoenix Life Insurance, we offer fixed rate insurance coverage for a limited period of time. Our Phoenix insurance agents can help you decide if term life insurance is the right option for you and the needs of your family.
- Provides coverage for a limited time period (term), as long as premiums are paid
- Provides a death benefit, but typically no cash value
- Initially, less expensive form of life insurance
- May be renewable or convertible
Whole Life Insurance
Whole life insurance is commonly known as traditional life insurance. These are policies that provide coverage for the life of the insured that pay out a death benefit and also offer a savings component where the value can accumulate.
- Provides lifetime coverage, as long as premiums are paid
- Cash value accumulates over time and creates an asset which may be used during your lifetime
- Level premiums for the length of the policy.
- May offer flexible premium payments
Universal life insurance is another option we provide at Phoenix Life Insurance. These policies typically contain flexible premium options, but they can also require single or fixed premiums. Consult with our life insurance agents to see if this coverage is right for you.
Provides permanent coverage & an investment component
- Combines death benefits while building cash value
Savings portion accumulates throughout the life of the policy
Offers flexible premium options
When You’re Ready to Buy Life Insurance
It is strongly recommended that you don’t try to buy life insurance on your own, without the expert guidance of a licensed agent. While you may think you are saving yourself time and money, this is not the case, and the risks can make you pay dearly. Buying from an agent does not cost you any more than it does to buy a policy directly from an insurer.
But the knowledge and understanding you will gain about your policy, as well as the long-term relationship you’ll have with your agent is priceless. We seek to help you find the right policy and coverage that will meet your current and future demands. The relationship you will have with your Phoenix life insurance agent will allow us to learn about your needs so that we are able to make the necessary coverage changes.
As a licensed life insurance agent in Phoenix, Frank Stevens has been approved by the Arizona Department of Insurance to sell a large variety of insurance policies. His vast knowledge and education on the topic makes him the best choice to help guide you when you are in need of life insurance.
We Manage The
Best Benefits For You
How Is Your Retirement Looking?
After You Buy Life Insurance From Phoenix Health and Life Insurance Agency
While you are alive, it is only natural that you take on the responsibility to care for your family and your loved ones. Life insurance is one of many ways you can do this, as you can provide financial support for them after your passing.
Essentially, this means leaving money in a bank account that your family can utilize in the aftermath of your death. While you may have value in other assets such as equity in your home or shares in an investment or business, your children and your spouse aren’t able to draw from those assets, but they can withdraw from your life insurance policy.
At Phoenix Life Insurance, it is our goal to provide the peace of mind and assurance your family needs. We are committed to making sure that the insurance company processes your claim quickly and efficiently so that your spouse doesn’t have to wait and struggle to pay the bills once you’ve passed.
While some people can say they have life insurance, there aren’t many who can say that they have the support and care of a professional life insurance agent that provides them with a long-term relationship of guidance and knowledge. For help with all of your life insurance needs, contact Phoenix Life insurance to speak with one of our dedicated, qualified, and licensed agents today!
Life Insurance For Your Needs
They Already Protect The Ones They Love The Most
Phoenix Health & Life Insurance is a class professional act that can assist you with your Medicare, Life, Group Health and other important Ancillary insurance products. They are well trained and a valuable source of information. Call them if you want straight answers and friendly professional support.
This is absolutely the most excellent insurance company in Phoenix the level of professionalism and care is astounding in age of swindlers milling customers for money. I’ve used them three times and they have gone above and beyond consistently.
I’ve used this company for years for my health insurance. They have always been there to my questions and to make any changes necessary. I wouldn’t go anywhere else.
Incredible service, I highly recommend them.