THE BEST LIFE INSURANCE AGENTS NEAR MESA
While life insurance is a key player in a well-rounded financial plan, many people do not understand how it works and its many benefits. Investing in a policy simply means that your loved ones are protected and financially secure in the event of your death, but it can be difficult to understand the policies available on the market.
At Phoenix Life Insurance, we are here to help you find the best policy that will meet your needs and your budget. Give us a call today to get started!
LEARN ABOUT
LIFE INSURANCE
Many life insurance agencies in Mesa try to take advantage of people’s misconceptions by pressuring them into purchasing a policy. They may not be ready to make the decision or may not have chosen the best policy for their family, but companies are often more interested in making a sale instead of meeting people’s needs.
Phoenix Life Insurance is different! Our experienced agents are fully invested in you and your family, taking pride in offering honest, comprehensive information. We take all the time necessary to answer your questions.
TYPES OF LIFE INSURANCE POLICIES PROVIDED FOR MESA RESIDENTS
TERM LIFE INSURANCE
Get coverage for a specific period of time through a Term Life Insurance policy. The initial premium is lower, and it is usually purchased when in between jobs.
WHOLE LIFE INSURANCE
Whole Life Insurance provides lifelong coverage with fixed premiums and a valuable cash component. As long as your premiums are paid, your beneficiary gets a payout when you die.
UNIVERSAL INSURANCE
Through Universal Life Insurance, you can get permanent coverage, along with a death benefit and valuable cash component. The policy remains in effect as long as premiums are paid.
Benefits Of Buying A Life Insurance Policy With Our Agents Near Mesa
Tax-Free Income For Your Beneficiaries
Life insurance payouts received as beneficiary are not included in gross income and do not legally need to be reported on your taxes. It is important to note that any interest accrued on the payout is taxable and does need to be reported.
The Cash Value Growth Is Tax-Deferred
When you invest in a life insurance policy in Mesa, the cash value is not taxed while it is accumulating. This means the amount will grow faster because it is not being taxed yearly, and you will ultimately make more interest.
Withdraw Money From Your Policy’s Cash Value
One of the benefits of life insurance is the ability to withdraw money from the cash value of your policy without being taxed. Remember that you cannot withdraw more than the amount you have paid in premiums to that point.
TESTIMONIALS
THEY ALREADY PROTECT THE ONES THEY LOVE THE MOST
WHEN YOU’RE READY TO BUY LIFE INSURANCE
Though you may feel ready to purchase a life insurance policy on your own, our Mesa life insurance agents at Phoenix Health & Life Insurance strongly advise against it. Doing so opens yourself up to a world of financial risks, and the price tag is actually the same whether you purchase with an agent or not.
Along with receiving more thorough education and better overall coverage when you purchase with a licensed agent, you will experience the benefits of a lifelong professional relationship. Our experienced agents at Phoenix Life Insurance can ensure you receive the best coverage possible, and adjust it according to your fluctuating needs throughout your lifetime.
Frank Stevens is a five-star life insurance agent in Mesa who is approved to sell a wide range of policies. His knowledge, expertise, and experience helps him provide excellent guidance as you navigate the world of life insurance policies and make a decision for yourself.
We Manage The
Best Benefits For You
HOW IS YOUR RETIREMENT LOOKING?
AFTER YOU BUY LIFE INSURANCE FROM PHOENIX HEALTH AND LIFE INSURANCE AGENCY
At Phoenix Life Insurance, we don’t simply help you purchase a policy and then leave you alone. Instead, we build a close professional relationship with you so that we can adjust your policy as your needs change throughout your lifetime. Our Mesa life insurance agents are dedicated to helping you take the steps necessary to protect the financial wellbeing of your family and loved ones.
When you invest in life insurance, you are essentially making regular deposits into a secure bank account. After your death, we make sure your claim is processed immediately so that your loved ones do not have to struggle with paying funeral expenses or other daily needs. While assets such as real estate or business are valuable, they cannot be drawn upon immediately like life insurance can.
Phoenix Life Insurance is with you every step of the way, from selecting a policy to adjusting coverage throughout your term, to processing your claim after your death. Call our Mesa life insurance agents near you today to learn more!