Highly Rated Life Insurance Agents Near Gilbert
Having a life insurance policy under your belt is an excellent way to ensure financial security for your children, spouse, and other loved ones after your death. As a key piece in a well-rounded financial plan, life insurance in Gilbert is affordable, convenient, and provides the peace of mind you and your family deserve.
At Phoenix Life Insurance, our agents can explain the options available so you can make the best choice for your needs and budget. Call today to get started!
LEARN ABOUT
LIFE INSURANCE
Whether you need to adjust your current policy or you are starting from square one, it is important to find a Gilbert life insurance agency focused on your success, not simply making a profit off of you.
At Phoenix Life Insurance, our agents will never pressure you into making a hasty decision. Instead, we take time to listen to you, answer your questions, and make sure you understand what to do next. You will get honest, comprehensive information!
Learn What Kind Of Life Insurance Policies We Provide For Gilbert Residents
TERM LIFE INSURANCE
As the most common type of policy, Term Life Insurance provides coverage for a specific, limited period of time such as during a risky surgery or a temporary period between jobs.
WHOLE LIFE INSURANCE
Through Whole Life Insurance, the policyholder receives lifelong coverage with fixed premiums and a valuable cash component. Only designated beneficiaries get a payout when you die.
UNIVERSAL INSURANCE
Similar to Term Insurance, a Universal Insurance Policy provides permanent coverage, a death benefit, and a valuable cash component. As long as premiums are paid, the policy is in effect.
Benefits Of Buying A Life Insurance Policy For Families In Gilbert
Tax-Free Income For Your Beneficiaries
When beneficiaries receive a payout after the death of a loved one, it is not considered gross income and is not required to be reported on their taxes. Any interest accrued on the payout is taxable, however, and does need to be reported.
The Cash Value Growth Is Tax-Deferred
Any cash value that accumulates after investing in a life insurance policy in Gilbert is not taxed by the government. This allows the value to grow even faster because it is not being yearly taxed. Ultimately, you will receive more interest as well.
Withdraw Money From Your Policy’s Cash Value
Many life insurance policies offer the opportunity to withdraw money from the cash value of the policy, without being taxed. It is important to remember that you cannot withdraw or borrow more than the amount you have paid in premiums to date.
TESTIMONIALS
5-Star Rated Reviews Of Clients Protecting Their Loved Ones
WHEN YOU’RE READY TO BUY LIFE INSURANCE
Sometimes people attempt to purchase a life insurance policy independently of an agent, thinking it will save them money. The opposite is true! Purchasing independently opens yourself to a variety of risks that can be easily avoided by working with a licensed agent. The cost is virtually the same, and the benefits you receive from the lifelong guidance of a professional life insurance agent in Gilbert is priceless.
Frank Stevens is the backbone of Phoenix Life Insurance and has been licensed by the state of Arizona to sell a variety of policies. He has the experience, education, and certifications necessary to guide clients through the process of understanding life insurance, choosing a policy, and submitting an application.
Don’t try to wade through the variety of life insurance policies on the market alone! Choose a licensed agent like Frank Stevens to ensure you make the best decision that will suit the needs of your loved ones and your budget.
We Manage The
Best Benefits For You
HOW IS YOUR RETIREMENT LOOKING?
AFTER YOU BUY LIFE INSURANCE FROM PHOENIX HEALTH AND LIFE INSURANCE AGENCY
When you choose Phoenix Life Insurance, we don’t simply help you buy a policy and then leave you to figure out the rest on your own. Instead, we continue to build and grow a close professional relationship with you, so that you feel comfortable reaching out to your agent with any questions or concerns that may arise. Our life insurance agents near you in Gilbert have the ability to adjust your policy as needed to reflect the changes in your life, to ensure your loved ones remain secure and financially protected.
Simply put, investing in a life insurance policy means that you are making regular deposits into a secure bank account. After your death, our agents make sure that your claim is processed quickly, so your beneficiaries will not experience financial difficulty or a rough transition into their life without you.
While you may have equity in business assets or real estate, no other asset is immediately accessible like a life insurance policy. Your loved ones will need immediate funds to cover funeral expenses and daily needs.
Phoenix Life Insurance is with you every step of the way, so contact our agents today to get started!