Gilbert Life
Insurance Agents

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Safeguarding Your Family’s Future

Life Insurance Agent Near Gilbert, AZ

    Highly Rated Life Insurance Agents Near Gilbert

    Having a life insurance policy under your belt is an excellent way to ensure financial security for your children, spouse, and other loved ones after your death. As a key piece in a well-rounded financial plan, life insurance in Gilbert is affordable, convenient, and provides the peace of mind you and your family deserve.

    At Phoenix Life Insurance, our agents can explain the options available so you can make the best choice for your needs and budget. Call today to get started!

    LEARN ABOUT
    LIFE INSURANCE

    Whether you need to adjust your current policy or you are starting from square one, it is important to find a Gilbert life insurance agency focused on your success, not simply making a profit off of you.

    At Phoenix Life Insurance, our agents will never pressure you into making a hasty decision. Instead, we take time to listen to you, answer your questions, and make sure you understand what to do next. You will get honest, comprehensive information!

    Insurance Agent Explaining Life Insurancy Policy To Gilbert Resident

    OUR TEAM CAN CONSULT WITH YOU ABOUT ALL OF THESE TYPES OF LIFE INSURANCE POLICIES

    Learn What Kind Of Life Insurance Policies We Provide For Gilbert Residents

    TERM LIFE INSURANCE


    As the most common type of policy, Term Life Insurance provides coverage for a specific, limited period of time such as during a risky surgery or a temporary period between jobs.

    • Provides a death benefit with zero cash value
    • An initially less expensive form of life insurance
    • Policy can be renewed or converted
    • Provides coverage for a limited amount of time
    We Provide Term Life Insurance Policies For Gilbert Residents
    We Provide Whole Life Insurance Policies For Gilbert Residents

    WHOLE LIFE INSURANCE


    Through Whole Life Insurance, the policyholder receives lifelong coverage with fixed premiums and a valuable cash component. Only designated beneficiaries get a payout when you die.

    • Accumulate cash value over time
    • Experienced fixed, consistent premiums
    • Get lifetime, comprehensive coverage
    • Has the option for flexible premiums

    UNIVERSAL INSURANCE


    Similar to Term Insurance, a Universal Insurance Policy provides permanent coverage, a death benefit, and a valuable cash component. As long as premiums are paid, the policy is in effect.

    • Borrow against the cash value with no tax obligations
    • Receive a death benefit and a cash component
    • Accumulate savings throughout the term policy
    • Only specified beneficiaries receive the payout
    We Provide Universal Life Insurance Policies For Gilbert Residents

    Benefits Of Buying A Life Insurance Policy For Families In Gilbert

    Tax-Free Income For Your Beneficiaries In Gilbert

    Tax-Free Income For Your Beneficiaries


    When beneficiaries receive a payout after the death of a loved one, it is not considered gross income and is not required to be reported on their taxes. Any interest accrued on the payout is taxable, however, and does need to be reported.

    The Cash Value Growth Of Your Life Insurance Is Tax-Deferred

    The Cash Value Growth Is Tax-Deferred


    Any cash value that accumulates after investing in a life insurance policy in Gilbert is not taxed by the government. This allows the value to grow even faster because it is not being yearly taxed. Ultimately, you will receive more interest as well.

    Withdraw Money From Your Gilbert Life Insurance Policy's Cash Value

    Withdraw Money From Your Policy’s Cash Value


    Many life insurance policies offer the opportunity to withdraw money from the cash value of the policy, without being taxed. It is important to remember that you cannot withdraw or borrow more than the amount you have paid in premiums to date.

    TESTIMONIALS

    5-Star Rated Reviews Of Clients Protecting Their Loved Ones
    • Phoenix Health & Life Insurance is a class professional act that can assist you with your Medicare, Life, Group Health and other important Ancillary insurance products. They are well trained and a valuable source of information. Call them if you want straight answers and friendly professional support.

      Paul R. ★★★★★

    • This is absolutely the most excellent insurance company in Phoenix the level of professionalism and care is astounding in age of swindlers milling customers for money. I’ve used them three times and they have gone above and beyond consistently.

      Dustin T.★★★★★

    • I’ve used this company for years for my health insurance. They have always been there to my questions and to make any changes necessary. I wouldn’t go anywhere else.

      Veronica M.★★★★★

    • Incredible service, I highly recommend them.

      Marlon D.★★★★★

    Frank Stevens, Approved By The Arizona Department Of Insurance

    WHEN YOU’RE READY TO BUY LIFE INSURANCE

    Sometimes people attempt to purchase a life insurance policy independently of an agent, thinking it will save them money. The opposite is true! Purchasing independently opens yourself to a variety of risks that can be easily avoided by working with a licensed agent. The cost is virtually the same, and the benefits you receive from the lifelong guidance of a professional life insurance agent in Gilbert is priceless.

    Frank Stevens is the backbone of Phoenix Life Insurance and has been licensed by the state of Arizona to sell a variety of policies. He has the experience, education, and certifications necessary to guide clients through the process of understanding life insurance, choosing a policy, and submitting an application.

    Don’t try to wade through the variety of life insurance policies on the market alone! Choose a licensed agent like Frank Stevens to ensure you make the best decision that will suit the needs of your loved ones and your budget.

    Get Protection For The Amount Of Your Choosing
    PROTECTION FOR THE AMOUNT YOU CHOOSE

    Rest assured that every cent of your investment is fully protected.

    100% Online, No Paperwork
    100% ONLINE,
    NO PAPERWORK

    Apply for a life insurance policy completely online, with no pesky paperwork.

    We Manage The
    Best Benefits For You

    We Manage The Best Benefits For You
    Get Up To 100% Of Your Money Back
    GET UP TO 100% FOR
    YOUR MONEY BACK

    Your beneficiaries will receive everything intended for them, with no surprise fees.

    Customize Your Plan's Term Length
    CUSTOMIZE YOUR PLAN’S
    TERM LENGTH

    Choose a policy that works best for the needs of your loved ones.

    Find The Life Insurance That Best Fits Your Needs

    LIFE INSURANCE CALCULATOR

    HOW MUCH LIFE INSURANCE DO I NEED?

    You can also receive personalized advice by calling (480) 680-8120

    HOW IS YOUR RETIREMENT LOOKING?

    AFTER YOU BUY LIFE INSURANCE FROM PHOENIX HEALTH AND LIFE INSURANCE AGENCY

    When you choose Phoenix Life Insurance, we don’t simply help you buy a policy and then leave you to figure out the rest on your own. Instead, we continue to build and grow a close professional relationship with you, so that you feel comfortable reaching out to your agent with any questions or concerns that may arise. Our life insurance agents near you in Gilbert have the ability to adjust your policy as needed to reflect the changes in your life, to ensure your loved ones remain secure and financially protected.

    Simply put, investing in a life insurance policy means that you are making regular deposits into a secure bank account. After your death, our agents make sure that your claim is processed quickly, so your beneficiaries will not experience financial difficulty or a rough transition into their life without you.

    While you may have equity in business assets or real estate, no other asset is immediately accessible like a life insurance policy. Your loved ones will need immediate funds to cover funeral expenses and daily needs.

    Phoenix Life Insurance is with you every step of the way, so contact our agents today to get started!

    What To Expect After Buying Life Insurance Policies Near Gilbert, AZ

    Life Insurance For Your Every Need

    BUSINESS
    LIFE INSURANCE


    Protect your valuable business assets and investments in the event that a key employee passes away with Gilbert business life insurance.

    INDIVIDUAL
    LIFE INSURANCE


    Let us help you find the best coverage for your needs and personal budget, while providing the most benefits for your beneficiaries.

    JOINT
    LIFE INSURANCE


    With a joint life insurance policy in Gilbert, you can cover multiple people under one policy. We are ready to help!

    EMPLOYEE
    LIFE INSURANCE


    Phoenix Life Insurance can help you navigate the complexities of offering life insurance to your valued employees.

    We Work With Gilbert’s Leading Life Insurance Carriers


    We Work With Mesa's Leading Life Insurance Carriers
    We Work With Mesa's Leading Life Insurance Carriers
    We Work With Mesa's Leading Life Insurance Carriers
    We Work With Mesa's Leading Life Insurance Carriers
    We Work With Mesa's Leading Life Insurance Carriers

    Gilbert Neighborhoods Served By Our Life Insurance Agents

    Find The Right Life Insurance Plan Near Val Vista Lakes

    Need Help Finding The Right Life Insurance Plan In Val Vista Lakes? Get In Touch With Us!

    Buy A Whole Life Insurance Policy In Seville

    Interested In Buying A Whole Life Insurance Policy In Seville? Call Us Today!

    Life Insurance Policies For Ashland Ranch Residents That Fit Your Needs

    Searching For A Life Insurance Policy That Fits Your Needs Near Ashland Ranch? Contact Our Agents Today!

    Life Insurance Company Near Coronado Ranch

    Looking For A Life Insurance Company Near Coronado Ranch? Give Us A Call!

    Protect Your Family's Financial Future In The Islands In Gilbert, AZ

    Worried About The Financial Future Of Your Family In The Islands? We’re Here For You

    FAQ About Our Life Insurance Agency

    While you are able to manage your finances for the family right now while you are alive, it is impossible to do so after your death. The only way you can continue that support is through a life insurance policy, which is designed to provide financial security for your designated beneficiaries immediately after your passing.
    The premium rate for your personal life insurance policy will be determined based on the concepts of mortality and interest. These include your age, gender, personal and family health history, smoking habits, hobbies, and occupation, along with the specific policy you have applied for as well. Each factor plays a key part in deciding the premium.
    A general rule of thumb for choosing a life insurance policy is to pick one that offers six to ten times the amount of annual salary you currently make. For example, if you make $50,000 per year and do the multiplication, you would want to choose a policy offering anywhere from $300k to $500k in coverage. Some experts recommend adding an additional $100k per child as well.

    There are many tax benefits that come along with a life insurance policy. The death benefit is considered tax-free income for your beneficiaries, no matter how large it is. Any money borrowed against the policy is considered non-taxable and is not required to be reported on your taxes. Consult with your life insurance agent to learn about more benefits.

    Yes, you will most likely be required to complete a physical medical exam in order to be approved for a life insurance policy. During the exam, you will be asked about your health history and your current lifestyle and habits. They will take a blood and urine sample, record height and weight measurements, check your blood pressure and other vitals, and screen for nicotine or drug use.
    Experts recommend investing in life insurance as soon as you reach the required age of 18 years. The younger and healthier you are, the better chance you have at being approved for a large policy and paying a lower premium. It is wise to choose healthy habits, and avoid drugs, alcohol, and smoking.
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