Mesa Life
Insurance Agent

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  • Free Whole & Term Life insurance Quotes
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Safeguarding Your Family’s Future

Life Insurance Agent Near Mesa

    THE BEST LIFE INSURANCE AGENTS NEAR MESA

    While life insurance is a key player in a well-rounded financial plan, many people do not understand how it works and its many benefits. Investing in a policy simply means that your loved ones are protected and financially secure in the event of your death, but it can be difficult to understand the policies available on the market.

    At Phoenix Life Insurance, we are here to help you find the best policy that will meet your needs and your budget. Give us a call today to get started!

    LEARN ABOUT
    LIFE INSURANCE

    Many life insurance agencies in Mesa try to take advantage of people’s misconceptions by pressuring them into purchasing a policy. They may not be ready to make the decision or may not have chosen the best policy for their family, but companies are often more interested in making a sale instead of meeting people’s needs.

    Phoenix Life Insurance is different! Our experienced agents are fully invested in you and your family, taking pride in offering honest, comprehensive information. We take all the time necessary to answer your questions.

    Elderly Couple In Mesa Learning About Life Insurance

    OUR TEAM CAN CONSULT WITH YOU ABOUT ALL OF THESE TYPES OF LIFE INSURANCE POLICIES

    TYPES OF LIFE INSURANCE POLICIES PROVIDED FOR MESA RESIDENTS

    TERM LIFE INSURANCE


    Get coverage for a specific period of time through a Term Life Insurance policy. The initial premium is lower, and it is usually purchased when in between jobs.

    • Provides coverage for a limited term, usually for clients facing a risky surgery or between jobs
    • Term policy offers a death benefit with zero cash value
    • It is an initially less expensive form of life insurance
    • A Term policy can be renewed or converted to a different type of policy
    Term Life Insurance Agency Near Mesa, AZ
    Whole Life Insurance Plans For Mesa Residents

    WHOLE LIFE INSURANCE


    Whole Life Insurance provides lifelong coverage with fixed premiums and a valuable cash component. As long as your premiums are paid, your beneficiary gets a payout when you die.

    • Get lifetime coverage with premiums that do not change
    • Accumulate cash value over time for added value
    • Experience level premiums through the policy term
    • Consider the option for flexible premium payments

    UNIVERSAL INSURANCE


    Through Universal Life Insurance, you can get permanent coverage, along with a death benefit and valuable cash component. The policy remains in effect as long as premiums are paid.

    • You can borrow against the cash value with zero tax consequences
    • Receive a death benefit and cash component
    • Investors can accumulate savings throughout the policy term
    • Only your specified beneficiaries receive the death benefit
    Happy Family Protected By Universal Life Insurance In Mesa, AZ

    Benefits Of Buying A Life Insurance Policy With Our Agents Near Mesa

    Tax-Free Income For Your Beneficiaries In Mesa

    Tax-Free Income For Your Beneficiaries


    Life insurance payouts received as beneficiary are not included in gross income and do not legally need to be reported on your taxes. It is important to note that any interest accrued on the payout is taxable and does need to be reported.

    The Cash Value Growth Is Tax-Deferred

    The Cash Value Growth Is Tax-Deferred


    When you invest in a life insurance policy in Mesa, the cash value is not taxed while it is accumulating. This means the amount will grow faster because it is not being taxed yearly, and you will ultimately make more interest.

    Withdraw Money From Your Policy's Cash Value In Mesa

    Withdraw Money From Your Policy’s Cash Value


    One of the benefits of life insurance is the ability to withdraw money from the cash value of your policy without being taxed. Remember that you cannot withdraw more than the amount you have paid in premiums to that point.

    TESTIMONIALS

    THEY ALREADY PROTECT THE ONES THEY LOVE THE MOST
    • Phoenix Health & Life Insurance is a class professional act that can assist you with your Medicare, Life, Group Health and other important Ancillary insurance products. They are well trained and a valuable source of information. Call them if you want straight answers and friendly professional support.

      Paul R. ★★★★★

    • This is absolutely the most excellent insurance company in Phoenix the level of professionalism and care is astounding in age of swindlers milling customers for money. I’ve used them three times and they have gone above and beyond consistently.

      Dustin T.★★★★★

    • I’ve used this company for years for my health insurance. They have always been there to my questions and to make any changes necessary. I wouldn’t go anywhere else.

      Veronica M.★★★★★

    • Incredible service, I highly recommend them.

      Marlon D.★★★★★

    Frank Stevens, Approved By The Arizona Department Of Insurance

    WHEN YOU’RE READY TO BUY LIFE INSURANCE

    Though you may feel ready to purchase a life insurance policy on your own, our Mesa life insurance agents at Phoenix Health & Life Insurance strongly advise against it. Doing so opens yourself up to a world of financial risks, and the price tag is actually the same whether you purchase with an agent or not.

    Along with receiving more thorough education and better overall coverage when you purchase with a licensed agent, you will experience the benefits of a lifelong professional relationship. Our experienced agents at Phoenix Life Insurance can ensure you receive the best coverage possible, and adjust it according to your fluctuating needs throughout your lifetime.

    Frank Stevens is a five-star life insurance agent in Mesa who is approved to sell a wide range of policies. His knowledge, expertise, and experience helps him provide excellent guidance as you navigate the world of life insurance policies and make a decision for yourself.

    Protect For The Amount You Choose
    PROTECTION FOR THE AMOUNT YOU CHOOSE

    Every cent of your investment will be protected for the sake of your beneficiaries.

    100% Online, No Paperwork
    100% ONLINE,
    NO PAPERWORK

    Investing in a policy is completely available online, making it simple and straightforward.

    We Manage The
    Best Benefits For You

    We Manage The Best Benefits For You
    Get Up To 100% Of Your Money Back
    GET UP TO 100% OF
    YOUR MONEY BACK

    Your beneficiaries will receive everything that was intended for them, with no hidden fees.

    Customize Your Plan's Term Length
    CUSTOMIZE YOUR PLAN’S
    TERM LENGTH

    We help you find the best policy for your needs and your budget.

    FIND THE BEST LIFE INSURANCE WITH US

    LIFE INSURANCE CALCULATOR

    HOW MUCH LIFE INSURANCE DO I NEED?

    You can also receive personalized advice by calling (480) 680-8120

    HOW IS YOUR RETIREMENT LOOKING?

    AFTER YOU BUY LIFE INSURANCE FROM PHOENIX HEALTH AND LIFE INSURANCE AGENCY

    At Phoenix Life Insurance, we don’t simply help you purchase a policy and then leave you alone. Instead, we build a close professional relationship with you so that we can adjust your policy as your needs change throughout your lifetime. Our Mesa life insurance agents are dedicated to helping you take the steps necessary to protect the financial wellbeing of your family and loved ones.

    When you invest in life insurance, you are essentially making regular deposits into a secure bank account. After your death, we make sure your claim is processed immediately so that your loved ones do not have to struggle with paying funeral expenses or other daily needs. While assets such as real estate or business are valuable, they cannot be drawn upon immediately like life insurance can.

    Phoenix Life Insurance is with you every step of the way, from selecting a policy to adjusting coverage throughout your term, to processing your claim after your death. Call our Mesa life insurance agents near you today to learn more!

    After You Buy A Life Insurance

    LIFE INSURANCE FOR YOUR NEEDS

    BUSINESS
    LIFE INSURANCE


    Schedule a consult with our Mesa business life insurance agents for more information about finding a policy to protect your business assets if a key employee dies.

    INDIVIDUAL
    LIFE INSURANCE


    Phoenix Life Insurance is equipped to help you find the best coverage for yourself that will fit your budget and provide the most benefits for your beneficiaries.

    JOINT
    LIFE INSURANCE


    Cover multiple people under one policy with a joint life insurance policy in Mesa. Our agents are ready to help you understand the available options!

    EMPLOYEE
    LIFE INSURANCE


    Phoenix Life Insurance can help you find the best policy to offer life insurance to your employees, without causing financial strain to your business.

    We Work With Mesa’s Leading Life Insurance Carriers


    We Work With Cigna
    Humana
    Aetna
    United Healthcare
    BlueCross BlueShield Of Arizona

    Mesa Neighborhoods Served By Our Life Insurance Agents

    Life Insurance Plan In Las Sendas, Mesa

    Need Help Finding The Right Life Insurance Plan In Las Sendas? Get In Touch With Us!

    Life Insurance Policies For Eastmark Residents

    Searching For A Life Insurance Policy That Fits Your Needs Near Eastmark? Call Us Today!

    Life Insurance Company Near Northgrove, Mesa

    Looking For A Life Insurance Company Near Northgrove? Contact Our Agents Today!

    Whole Life Insurance Policy In Thunder Mountain

    Interested In Buying A Whole Life Insurance Policy In Thunder Mountain? Give Us A Call!

    Life Insurance Plans For Spyglass Estates Residents

    Living In Spyglass Estates & Worried About Your Family’s Financial Future? We’re Here For You

    FAQs About Our Life Insurance Agency

    While you provide for and support your loved ones right now, the only way you can continue that provision after your death is through a life insurance policy. Whether your death is expected or sudden, a life insurance policy provides the means to cover funeral expenses and daily bills as your family transitions to life without you.
    There is usually a 5-6 week waiting period between purchasing a policy and the start of coverage. Some policies offer the option to pay an extra fee to accelerate the process and bypass the waiting period. If you die during the waiting period, a temporary insurance policy will be paid to your beneficiaries.
    Arizona law requires anyone interested in purchasing life insurance to be at least 18 years of age or older, and to complete the application thoroughly and correctly. Your application will ask questions about your height and weight, medical history, financial information, and more. Our agents are available to help you with the paperwork if needed!
    Yes, many life insurance policies offer benefits such as a tax-free death payout to your beneficiaries. The accumulated cash value is tax-deductible, and any money borrowed against the policy is non-taxable and not required to be reported. Visit with your life insurance agent to learn more about your specific policy.
    Most policies require the policyholder to complete a medical exam before choosing a policy. If you are young and healthy, or seeking a low amount of coverage, you will likely not be required to get an exam. However, if you do need one, you should be able to submit your application first.
    The best choice you can make when investing in life insurance is to do it as soon as you are 18 years of age. The general rule of thumb is that the younger and healthier you are, the lower your premiums will be. It is also wise to make healthy lifestyle choices such as avoiding drugs, alcohol, and smoking.
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