New River’s Leading Life Insurance Agency
Life insurance is an important piece of a well-rounded financial plan, but is often misunderstood. Having a policy essentially means that the financial security of your loved ones is protected in the event of your death. At Phoenix Life Insurance, you will find experienced agents who are licensed, qualified, and ready to help you navigate the available policies on the market.
Learn About Life Insurance
As experienced New River life insurance agents, Phoenix Life Insurance provides thorough, reliable information about policies, how they work, and how to enroll. We understand that there are many misconceptions about life insurance, so we take all the time necessary to provide as much education as you would like and to answer your questions.
Essentially, a life insurance policy is like a secure bank account where you deposit money to ensure the financial wellbeing of your family after your death. Our agents can adjust your policy as needed throughout your lifetime, and ensure its quick payout to your family after you have died so there is no needless struggling with daily bills and funeral expenses.
Life Insurance Agents Serving New River Families
Years Of Experience In The Life Insurance Industry
The experienced agents at our New River life insurance agency are ready to share their wealth of knowledge with you and guide you through the enrollment process.
Types of Life Insurance Policies
Provided For New River Residents
Term Life Insurance
Term Life Insurance is a policy with fixed rate coverage that runs for a limited, specific period of time. It guarantees payment of a stated death benefit to the beneficiaries, and bases its premium on the person’s age, health, and life expectancy. Our New River life insurance company can help you determine if a Term policy is the best choice.
Whole Life Insurance
Whole Life Insurance is the most traditional type of policy and provides coverage for the entire lifetime of the insured. It offers a death benefit and a valuable savings component, and is paid out to the beneficiaries upon the death of the insured. The policy owner can borrow from the cash savings, which typically earns a fixed rate of interest.
Universal Insurance
Universal Life Insurance is a type of policy that offers flexible premium choices, but sometimes requires single or fixed premiums. It is a type of permanent insurance that is in effect for the rest of your life unless the premiums do not get paid. Visit with our agents to learn more about a Universal Life Insurance policy!
Buy Life Insurance With Our Life Insurance Agency
Investing in a life insurance policy is a big step, so it is best to work directly with a licensed agent. Many times, people think they can save themselves time or money by purchasing policy independently, but the reality is that independent purchase opens you up to risks in the long run. The cost is very similar to work with an agent, plus you will receive the benefit of a lifelong professional relationship, along with the flexibility to adjust your policy as needed.
Frank Stevens is a licensed agent at Phoenix Life Insurance, carrying extensive knowledge and experience that allow him to be a five-star choice for our clients.
Convenient Life Insurance
Plans With Several Benefits
How Is Your Retirement In New River Looking?
After Buying Life Insurance With Our Agents New River’s Most Trusted Insurance Agents
After choosing a policy and making your initial investment into the account, you can have peace of mind knowing the ones you love most are financially protected in the event of your death. By purchasing a life insurance policy, you have invested in their security as well as the beginning of a lifelong, professional relationship with your agent. Having an agent on your side allows the flexibility to adjust your coverage throughout your lifetime to meet your changing needs. At Phoenix Life Insurance, we take time to get to know you and your family so that we can offer the best guidance and information to you.
After your death, our New River life insurance agents work diligently to ensure your claim is processed quickly and efficiently. Your loved ones will not need the added stress of struggling financially to pay their bills and your funeral costs. Let us provide the peace of mind you and your loved ones deserve!
Contact Phoenix Life Insurance today to speak with a qualified agent about your concerns!