Tempe Life
Insurance Agent

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Safeguarding Your Family’s Future

Life Insurance Agents Protecting Your Family In Tempe, AZ

    The Best Life Insurance Agents Near Tempe

    Having a well-rounded financial plan is a critical aspect of caring for yourself and your family. Investing in a life insurance policy in Tempe is an excellent way to ensure the wellbeing of your loved ones is covered, even after your death.

    Understanding the plans available to you can be confusing, so visit with our licensed agents at Phoenix Health & Life Insurance. We carry valuable experience and knowledge that will help you make an informed decision about the type of coverage you need.


    At Phoenix Health & Life Insurance, our goal is to foster a welcoming atmosphere where you feel comfortable to ask all your questions without any pressure in a certain direction. Our Tempe life insurance agents offer honest information and expert guidance as you consider the policies available.

    With a dedication to your financial success, our insurance agents are knowledgeable and experienced, prepared to help you understand everything entailed in your decision.

    Life Insurance Agent Explaining Our Life Insurancy Policies To Tempe Resident


    Types Of Life Insurance Policies Provided For Tempe Residents


    Having Term Life Insurance means that you will have comprehensive coverage for a limited amount of time, at a more affordable starting rate.

    • Provides coverage for a limited time period (term), as long as premiums are paid
    • Provides a death benefit, but typically no cash value
    • Initially, less expensive form of life insurance
    • May be renewable or convertible
    We Provide Term Life Insurance Policies For Tempe Residents
    We Provide Whole Life Insurance Policies For Tempe Residents


    Whole Life Insurance is the most common type of policy, providing coverage for the entire life of the policyholder. There is also a savings component.

    • Provides lifetime coverage, as long as premiums are paid
    • Cash value accumulates over time and creates an asset which may be used during your lifetime
    • Level premiums for the length of the policy.
    • May offer flexible premium payments


    Universal Life Insurance provides flexible premiums, including both single and fixed, along with a savings component and higher cash value.

    • Provides permanent coverage & an investment component
    • Combines death benefits while building cash value
    • Savings portion accumulates throughout the life of the policy
    • Offers flexible premium options
    We Provide Universal Life Insurance Policies For Tempe Residents

    What Are The Advantages Of Purchasing A Life Insurance Policy?

    Tax-Free Income For Your Beneficiaries In Tempe, AZ

    Tax-Free Income For Your Beneficiaries

    Life insurance provides tax-free income for beneficiaries because the death benefit paid out to them is typically not considered taxable income under most tax laws. This means that the beneficiaries receive the full amount of your policy’s death benefit without having to pay federal or state income taxes on the proceeds.

    The Cash Value Growth Of Your Life Insurance Is Tax-Deferred

    The Cash Value Growth Is Tax-Deferred

    The growth in the cash value account is not subject to income taxes as long as it remains within the policy. This tax advantage allows policyholders to accumulate funds over time without immediate tax implications, and they can potentially access this cash value through loans or withdrawals without triggering taxable events.

    Withdraw Money From Your Tempe Life Insurance Policy's Cash Value

    Withdraw Money From Your Policy’s Cash Value

    Withdrawing money from your life insurance policy’s cash value allows you to access funds you’ve accumulated within the policy. The benefit is that these withdrawals are often tax-free up to the amount you’ve paid in premiums, providing a source of tax-advantaged income that can be used for various financial needs.


    They Already Protect The Ones They Love The Most
    • Phoenix Health & Life Insurance is a class professional act that can assist you with your Medicare, Life, Group Health and other important Ancillary insurance products. They are well trained and a valuable source of information. Call them if you want straight answers and friendly professional support.

      Paul R. ★★★★★

    • This is absolutely the most excellent insurance company in Phoenix the level of professionalism and care is astounding in age of swindlers milling customers for money. I’ve used them three times and they have gone above and beyond consistently.

      Dustin T.★★★★★

    • I’ve used this company for years for my health insurance. They have always been there to my questions and to make any changes necessary. I wouldn’t go anywhere else.

      Veronica M.★★★★★

    • Incredible service, I highly recommend them.

      Marlon D.★★★★★

    Frank Stevens, Approved By The Arizona Department Of Insurance


    Many people like to research on their own and try to save money by purchasing a Tempe life insurance policy on their own. However, our agents at Phoenix Health & Life Insurance strongly advise against this decision. Working with a licensed agent protects you from the risks and possible financial loss of going out on your own, and the cost is actually the same whether you purchase with an agent or without.

    Along with better coverage and more education regarding your policy when working with a qualified agent, you will experience a lifelong professional relationship that provides many benefits. Our agents at Phoenix Health & Life Insurance work tirelessly to ensure your policy and coverage are the best possible for your family and budget, even as your needs change throughout your lifetime.

    Frank Stevens, a top-rated life insurance agent in Tempe, carries valuable knowledge and expertise regarding a variety of policies. Contact Frank today to get started!

    Get Protection For The Amount Of Your Choosing

    No matter the amount, your investment is valuable and protected.

    100% Online, No Paperwork
    100% ONLINE,

    Experience the convenience of purchasing and managing your life insurance policy completely online.

    We Manage The
    Best Benefits For You

    We Manage The Best Benefits For You
    Get Up To 100% Of Your Money Back
    GET UP TO 100% FOR

    We ensure your claim is processed quickly so your family receives its full value.

    Customize Your Plan's Term Length

    Let us help you find the best plan and policy for your needs.

    Find The Best Life Insurance With Us



    You can also receive personalized advice by calling (480) 680-8120


    After You Buy Life Insurance From Phoenix Health And Life Insurance Agency

    Caring for your loved ones is a tremendous responsibility as you go throughout life, and it is natural to want that care to extend even after your death. Investing in a life insurance policy is one of the wisest decisions you can make for the financial wellbeing of your family.

    Life insurance is simply a sum of money stored in a secure account for your family to access after your death. Though you may feel that equity stored in a business, stocks, or home equity will suffice, life insurance is the only way to provide immediate funds for monthly bills and your funeral expenses.

    Our team at Phoenix Health & Life Insurance is committed to helping you understand all the policies available to you, so you can make an educated decision. We ensure your claim is processed quickly after your death so your family does not struggle financially.

    Contact Phoenix Life Insurance today to begin a lifelong, supportive relationship with our licensed professionals!

    Young Father Bottle-Feeding Toddler Protected By Life Insurance

    Life Insurance For Your Needs


    Let our agents at Phoenix Health & Life Insurance provide information about the various policies available to you, so that your business is protected should a key employee pass away.


    If you are searching for a comprehensive life insurance policy that will cover the needs of an individual, consult with our licensed agents at Phoenix Health & Life Insurance.


    Visit Phoenix Health & Life Insurance to learn about our joint coverage options and policies for multiple people under the same policyholder. We are ready to serve you!


    Offering life insurance to your employees is an excellent idea, but can easily become overwhelming and complicated. Let our licensed agents provide information about your options!

    Working Alongside Tempe’s Best Life Insurance Carrier

    Cigna Life Insurance
    Humana Life Insurance
    Aetna Life Insurance
    United Healthcare Life Insurance
    BlueCross BlueShield of Arizona Life Insurance

    Life Insurance Services Available In Different Tempe Neighborhoods

    Secure Your Family's Financial Future With Whole Life Insurance Near Optimist Park

    Want To Secure Your Family’s Financial Future With Whole Life Insurance In Optimist Park? Call Us Today!

    Whole Life Insurance Coverage For Hughes Acres Residents

    Considering Whole Life Insurance Coverage In Hughes Acres? Explore Your Options!

    Comprehensive Life Insurance Plans In Sunset, Tempe

    Looking For Comprehensive Life Insurance Plans In Sunset? We’ve Got You Covered!

    Long Term Protection With Life Insurance In Holdeman, Tempe

    Need Long-Term Protection For You And Your Loved Ones In Holdeman? Look No Further!

    Dependable Whole Life Insurance Providers Near Alegre Community, Tempe

    Searching For Dependable Whole Life Insurance Providers In Alegre Community? Let Us Help You Decide!

    FAQ About Our Life Insurance Agency

    Life insurance provides a tax-free death benefit to your beneficiaries upon your passing, ensuring they have financial support to cover immediate expenses, replace lost income, pay off debts, and maintain their standard of living. Additionally, certain types of Tempe life insurance policies, like cash value policies, can accumulate funds over time that can be used for various financial needs, such as supplementing retirement income, paying for education, or covering emergencies.
    The amount of life insurance coverage you need depends on your individual financial circumstances and goals. At Phoenix Life Insurance, we help our clients walk through life factors like outstanding debts, annual income, their family’s living expenses, and any future financial needs (e.g., education expenses for children or retirement income for your spouse). We ensure you end up with the policy that is best for your family.
    Yes, you can typically update or change your life insurance policy later on, depending on the type of policy you have and the terms outlined in your policy contract. You can make changes such as increasing or decreasing the coverage amount, changing beneficiaries, or adjusting premium payments in many cases. However, some changes may require underwriting or could have financial implications so we will work closely with you to determine what steps are best for you and your situation.
    Yes, it is possible to get tax benefits from a life insurance plan, but the specifics can vary depending on the type of policy the death benefit paid to beneficiaries is typically not subject to income tax. Additionally, certain types of policies, like whole life or universal life insurance, may offer tax-advantaged cash value growth, allowing policyholders to accumulate funds within the policy on a tax-deferred basis.
    At Phoenix Life Insurance, our agents and underwriters determine your premium based on several factors, including your age, gender, health, and lifestyle. Younger, healthier individuals typically pay lower premiums as they are less likely to pass away during the policy term. The coverage amount, type of policy, and additional factors like your occupation and hobbies also influence the premium.
    Most life insurance applications require you to disclose your medical history and may involve a medical exam. The extent of the exam can vary based on factors like your age, coverage amount, and the insurance company’s policies, but it typically includes measurements like blood pressure, cholesterol levels, and a basic physical assessment. Being in good health can help you qualify for lower premiums, but there are also life insurance options available for individuals with pre-existing health conditions or those who want to avoid a medical exam
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